This year is unique for home buyers and home owners. The $8000 federal incentive for qualified buyers is unprecidented.

But if you already own a home, as well as those buying now, NYSERDA has programs to provide dollars for energy smart home improvements. Go to http://www.getenergysmart.org/SingleFamilyHomes/ExistingBuilding/HomeOwner/Participate.aspx and navigate around to see which program is right for you. There is a bit of a process but these programs may benefit your pocketbook now as well as reduce your ongoing energy cost.